OfferMeLoan is a smart loan facilitation platform designed to bridge the gap between loan seekers and DSA (Direct Selling Agents) in India. Whether it’s a salaried professional looking for a personal loan or a small business seeking working capital, OfferMeLoan ensures that verified DSAs with the best ROI options are always within reach.
The platform is available on Web and Mobile App, simplifying and speeding up the loan journey through intelligent AI, real-time CRM, and seamless communication.
Challenge
In the traditional loan ecosystem, borrowers face multiple roadblocks:
- ❌ Difficulty finding trusted DSA agents in their area
- ❌ Lack of transparency on ROI (Rate of Interest) and loan offers
- ❌ Manual and delayed document verification
- ❌ Fragmented communication with agents and banks
- ❌ No ranking system to identify best-performing DSAs
These issues often led to delayed loan disbursals, fraud, or unresponsive intermediaries — causing frustration for both borrowers and agents.
Solution
OfferMeLoan built a unified digital platform that brings both loan seekers and verified DSA agents together through:
- 🔗 A centralized CRM to manage loan proposals, follow-ups, and chat history
- 🤖 AI-enabled document verification and matching borrowers with the right DSAs
- 📍 Location-based DSA discovery with ranking filters for trust and performance
- 📱 Real-time in-app chat and notification system
- 🧾 Digital documentation and status tracking
This solution empowers borrowers with more control, and DSAs with better visibility and conversions.
The platform is engineered to handle a high volume of user activity while ensuring data integrity, privacy, and speed.
Tech Stack:
- Backend: PHP (Laravel Framework)
- Database: MySQL
- AI Layer: Document verification, profile matching, and auto-sorting of DSAs
- Web & App: Responsive PWA + Android Mobile App (with chat, push notifications)
- Security: OTP login, encrypted document storage, secure APIs
Key Features:
- 🧠 AI-driven DSA suggestions
- 📊 Loan CRM with status tracking and filtering
- 🔎 Nearby DSA lookup with reviews and ranking
- 📁 Smart Document Upload and Auto-verification
- 💬 Borrower-DSA Chat Module
Results
Since its launch, OfferMeLoan has significantly impacted the Indian lending ecosystem: Whether you’re a bank, fintech company, or DSA network, OfferMeLoan showcases how AI + CRM + localization can redefine loan servicing at scale.
| Metric | Outcome |
|---|---|
| 📈 Borrower Conversions | 3x faster loan approvals and turnaround time |
| 🤝 Verified DSA Registrations | 5,000+ agents onboarded across India |
| 📍 Coverage Expansion | Services active in 100+ cities |
| 🧠 AI Verification Speed | Reduced processing time by 70% |
| ⭐ User Satisfaction | 4.8/5 based on real borrower reviews |
